If you are planning to study in Germany as an international student, one of the most important requirements is to have a German Blocked Account for International Students. This account acts as financial proof to the German authorities that you can support yourself during your stay in the country. In 2025, the requirements and procedures for opening and maintaining a blocked account have become more structured, and this guide will help you understand everything you need to know.
What is a German Blocked Account for International Students?
A German Blocked Account for International Students is a special type of bank account designed specifically for non-EU students who are applying for a German student visa. It assures the German government that the student has enough funds to cover their foreign university fees and living expenses during the first year of study. Once the funds are deposited, they are locked and released in monthly installments to a regular German bank account.
As of 2025, the minimum amount that needs to be deposited in the blocked account is EUR 11,208, which equates to EUR 934 per month. This amount may be subject to periodic changes by the German Federal Foreign Office, so students are advised to regularly verify this information through the official Auswaertiges Amt website.
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Why Do You Need a Blocked Account in Germany?
A German Blocked Account for International Students is mandatory to:
- Apply for a German student visa
- Get enrolled in a German university
- Prove financial self-sufficiency to the authorities
- Comply with the regulations set by German embassies and consulates
Having this account ensures that students can cover essential living expenses such as rent, food, health insurance, transportation, and study materials without relying on part-time jobs.
Step-by-Step Process to Open a German Blocked Account from India
1. Choose a Government-Approved Provider
Select a verified and embassy-recognized provider such as Expatrio, Fintiba, ICICI Bank Germany, or Kotak Mahindra Bank. Ensure the provider complies with the requirements set by the German consulate.
2. Complete the Application Form
Fill in your personal and academic details through the provider’s website. Make sure the details match exactly with your passport.
3. Submit Required Documents
Attach the following documents:
- Valid passport
- University admission letter or language course enrollment letter
- Proof of residence (if required by the provider)
4. Fund Your Blocked Account
Transfer EUR 11,208 or more to your new blocked account. Make sure to include any applicable transfer and service fees.
5. Receive Confirmation Letter
Once the funds are received, your provider will send you a Blocked Account Confirmation Letter. This letter is a mandatory document for your visa interview at the German embassy or consulate.
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How to Withdraw Money from Your German Blocked Account?
After arriving in Germany, follow these steps to start accessing your funds:
- Open a regular current account (Girokonto) in Germany with a local bank.
- Share your account details with your blocked account provider.
- Set up monthly disbursements, typically EUR 934 per month, unless you deposited a higher amount.
- The blocked account provider will transfer this monthly allowance to your regular account.
- Use your debit card, credit card, or online banking to manage your expenses.
Best Blocked Account Providers for 2025
Provider | Processing Time | Account Opening Fee | Monthly Disbursement Fee | Recognized by German Embassies |
Expatrio | 3-5 Days | EUR 49 | EUR 5/month | Yes |
Fintiba | 3-4 Days | EUR 89 | EUR 4.90/month | Yes |
ICICI Bank Germany | 5-7 Days | Varies | No monthly fee | Yes |
Kotak Mahindra Bank | 7-10 Days | INR 1000 | INR 500/month | Yes |
How to Fund Your German Blocked Account from India?
Indian students can transfer money using international remittance services regulated by the Reserve Bank of India under the Liberalized Remittance Scheme (LRS). HOP Remit by moneyHOP offers a fully digital experience, allowing users to remit funds directly from an Indian bank account to German blocked accounts without unnecessary paperwork or bank branch visits.
Learn how to avoid TCS on foreign remittances when funding your blocked account from India.
Key Considerations for International Students
- Always check the German embassy website in your region for the latest updates on required blocked account amount.
- Do not rely on unverified platforms; always choose regulated service providers.
- Retain a buffer amount beyond EUR 11,208 to accommodate currency conversion and fee deductions.
- Plan your transfers in advance to avoid delays in the visa process.
HOP Remit: Your Partner for Sending Funds to a German Blocked Account
Transferring money internationally can often be time-consuming and expensive. HOP Remit by moneyHOP simplifies the process by offering a fully digital foreign remittance platform that’s fast, secure, and cost-effective. Whether you’re transferring the German Blocked Account for International Students deposit amount or sending money for tuition, living expenses, or insurance, HOP Remit ensures:
- Transparent forex rates with real-time calculators
- Competitive fees with no hidden costs
- 12 to 24-hour transaction timeframes
- Regulatory compliance and data security
- 24/7 customer support
HOP Remit enables students and parents in India to make international transfers with complete peace of mind.
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Final Thoughts
Opening a German Blocked Account for International Students is a crucial step toward fulfilling your dream of studying in Germany. With the right guidance, trusted providers, and reliable remittance partners like HOP Remit by moneyHOP, this process can be smooth and stress-free. Stay informed, prepare ahead, and you’ll be ready to embark on your educational journey with confidence.
For the latest updates, always refer to the official German Federal Foreign Office website and your regional German consulate.
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